how it works

simple qualifications.

  • Be at least 18 years old
  • Have your own e-mail account
  • Have a current and valid personal phone number
  • Have a steady source of income that’s directly deposited into your checking account
  • Have a checking account with no returned checks or insufficient fund transactions in the past 30 days

Depending on the information you provide, we could approve you for a smaller amount, and increase your borrowing limit once you successfully repay one or more loans.

it’s easy to repay our speedy loans.

Decide how many payments you want to make to repay your loan. On each payday, your payment will be withdrawn from your checking account automatically.

You can decide to pay off the loan whenever you feel the time is right. There’s never a prepayment penalty.

how much does it cost?

Returning customers with a successful payment history can qualify for even lower rates.

Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay your loan off. There will not be any prepayment penalties.

Below is a sample payment schedule for a $300 installment loan. Please note that your APR may vary based upon your total loan duration and amount funded. Remember that the sooner you pay back your loan, the less your total loan cost will be.

Loan Amount:
$300
Pay Frequency:
Bi-Weekly
Number of Payments:
10
APR:
582.44%

Payment
Number
Payment
Amount
Payment
Interest
Payment
Principal
Principal
Remaining
1 $97.04 $90.00 $7.04 $292.96
2 $97.04 $87.88 $9.16 $283.80
3 $97.04 $85.14 $11.90 $271.90
4 $97.04 $81.57 $15.47 $256.43
5 $97.04 $76.92 $20.12 $236.31
6 $97.04 $70.89 $26.15 $210.16
7 $97.04 $63.04 $34.00 $176.16
8 $97.04 $52.84 $44.20 $131.96
9 $97.04 $39.58 $57.46 $74.50
10 $96.85 $22.35 $74.50 $0.00

call us:
(844) 859-2652

We're available Monday - Friday
from 7am - 5pm Central Time.